:root{--navy:#0b1b3a;--ink:#0f172a;--ink2:#334155;--muted:#64748b;--line:#e2e8f0;--soft:#f4f5f7;--accent:#b8441a;--accent2:#eb6834;--blue:#2a78d6;--focal:55% 10%}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55;font-size:17px}
a{color:var(--blue)}a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
header.nav{position:absolute;top:0;left:0;right:0;z-index:5;padding:18px 0}
header.nav .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px}
header.nav a{color:#fff;text-decoration:none;font-weight:600;font-size:15px}
header.nav .brand{font-weight:800;font-size:18px;letter-spacing:-.01em}
header.nav nav{display:flex;gap:18px;flex-wrap:wrap}
header.nav.dark a{color:var(--ink)}
.hero{position:relative;min-height:600px;max-height:1000px;height:94svh;background:var(--navy);color:#fff;display:flex;align-items:center;overflow:hidden}
.hero img{position:absolute;top:0;bottom:0;right:0;left:36%;width:64%;height:100%;object-fit:cover;object-position:var(--focal);-webkit-mask-image:linear-gradient(to right,transparent 0%,rgba(0,0,0,.35) 16%,#000 42%);mask-image:linear-gradient(to right,transparent 0%,rgba(0,0,0,.35) 16%,#000 42%)}
.hero .wrap{position:relative;z-index:2;max-width:1080px;width:100%}
.hero .kicker{color:#ffb499;font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:13px;margin-bottom:10px}
.hero h1{font-size:clamp(40px,7vw,74px);line-height:.98;letter-spacing:-.03em;margin:0 0 14px;font-weight:800}
.hero p.lead{font-size:clamp(18px,2.3vw,23px);max-width:560px;color:#e2e8f0;margin:0 0 24px}
.cta{display:inline-block;background:var(--accent);color:#fff;font-weight:700;padding:14px 22px;border-radius:10px;text-decoration:none;font-size:16px;border:2px solid var(--accent)}
.cta:hover{background:#a03a15;border-color:#a03a15;text-decoration:none}
.cta.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.7);margin-left:8px}
.cta.ghost:hover{background:rgba(255,255,255,.12)}
.cta.ghost.dark{color:var(--ink);border-color:var(--ink)}
.stats{background:var(--soft);border-bottom:1px solid var(--line)}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;padding:22px 22px}
.stat b{display:block;font-size:26px;letter-spacing:-.02em;line-height:1.1}
.stat span{font-size:13.5px;color:var(--muted)}
.stat small{display:block;font-size:12px;color:var(--ink2)}
section{padding:56px 0}
section h2{font-size:clamp(26px,3.4vw,36px);letter-spacing:-.02em;margin:0 0 14px;line-height:1.1}
section h3{font-size:19px;margin:22px 0 6px}
.sub{color:var(--ink2);font-size:18px;max-width:760px}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:1fr 1fr}.g3{grid-template-columns:1fr 1fr 1fr}.g4{grid-template-columns:repeat(4,1fr)}
.card{border:1px solid var(--line);border-radius:14px;padding:20px;background:#fff}
.card h3{margin:0 0 8px;font-size:18px}
.card p{margin:0 0 8px;font-size:15.5px;color:var(--ink2)}
.card .src{font-size:13px;color:var(--muted)}
.soft{background:var(--soft)}
blockquote{margin:0;padding:22px 26px;border-left:5px solid var(--accent2);background:#fff7f3;border-radius:0 14px 14px 0;font-size:19px;line-height:1.5}
blockquote footer{font-size:14px;color:var(--ink2);margin-top:10px}
.timeline{list-style:none;padding:0;margin:0;border-left:3px solid var(--line)}
.timeline li{padding:0 0 18px 22px;position:relative}
.timeline li:before{content:"";position:absolute;left:-9px;top:8px;width:13px;height:13px;border-radius:50%;background:var(--accent2);border:3px solid #fff}
.timeline b{display:block;font-size:14px;color:var(--muted);letter-spacing:.06em;text-transform:uppercase}
.proof{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.say{border:1px solid var(--line);border-radius:14px;padding:18px;background:#fff}
.say p{font-size:17px;margin:0 0 8px}
.say cite{font-style:normal;font-size:14px;color:var(--ink2)}
footer.site{background:var(--navy);color:#cbd5e1;padding:44px 0;font-size:14.5px}
footer.site a{color:#fff}
footer.site .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
footer.site h4{color:#fff;margin:0 0 8px;font-size:15px}
.badge{display:inline-block;background:#eef2f7;color:var(--ink2);font-size:12.5px;padding:3px 9px;border-radius:999px;margin:2px 4px 2px 0}
.page-hero{background:var(--navy);color:#fff;padding:120px 0 44px}
.page-hero h1{font-size:clamp(34px,5vw,56px);letter-spacing:-.03em;margin:0 0 10px;line-height:1.02}
.page-hero p{font-size:19px;color:#dbe4f3;max-width:720px;margin:0}
table{width:100%;border-collapse:collapse;font-size:15.5px}
th{text-align:left;font-size:12.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);border-bottom:2px solid var(--ink);padding:8px 8px}
td{padding:10px 8px;border-bottom:1px solid var(--line);vertical-align:top}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}
label{display:block;font-size:14px;font-weight:600;margin:12px 0 4px}
input,select{font:inherit;padding:10px 12px;border:1px solid #cbd5e1;border-radius:8px;width:100%}
.calc-out{background:var(--soft);border-radius:14px;padding:22px}
.calc-out .big{font-size:40px;font-weight:800;letter-spacing:-.02em;line-height:1}
.bar{height:14px;background:var(--line);border-radius:4px 4px 0 0;position:relative;overflow:hidden;margin:6px 0 10px}
.bar i{position:absolute;left:0;top:0;bottom:0;background:var(--blue);border-radius:0 4px 4px 0}
.bar.me i{background:var(--accent2)}
.note{font-size:13.5px;color:var(--muted)}
figure{margin:0}figcaption{font-size:13.5px;color:var(--muted);margin-top:8px}
.rounded{border-radius:14px}
@media (max-width:860px){.g2,.g3,.g4,.proof,footer.site .cols,.stats .wrap{grid-template-columns:1fr 1fr}.hero img{left:0;width:100%;-webkit-mask-image:linear-gradient(to bottom,#000 0%,#000 45%,rgba(0,0,0,.25) 70%,transparent 100%);mask-image:linear-gradient(to bottom,#000 0%,#000 45%,rgba(0,0,0,.25) 70%,transparent 100%);object-position:50% 15%}.hero .wrap{padding-top:0;align-self:flex-end;padding-bottom:36px}}
@media (max-width:560px){.g2,.g3,.g4,.proof,footer.site .cols,.stats .wrap{grid-template-columns:1fr}header.nav nav{gap:12px}.cta.ghost{margin:10px 0 0}}